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Decrypto guide to stablecoins
Coindesk : "stablecoins are used for trading, lending and borrowing, but the report added that these tokens may eventually become a means of payment for businesses and households. Another footnote specified that the report is not addressing any potential stablecoin issues under federal securities or commodities laws, but the report itself did acknowledge the SEC and CFTC's authority to oversee stablecoins that meet the provisions of these laws. The legislation would apply to stablecoin issuers that are headquartered in the U.S., operate stablecoins that people in the U.S. can access or otherwise have"
Watch out not all stablecoins are collatoralized
Crypto.com What are Stablecoins : https://crypto.com/university/what-are-stablecoins